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Powered by Cazieo Centralized

Banking, payments and cash at every shop counter in India.

UPI cash points, micro ATM, AEPS, money transfer, bill payments and CTM cash machines that sit inside the shops people already visit. Run it under our name, or launch your own brand across India on the same platform.

5 AM – 11 PMcash point open hours
₹0 rentno separate place needed
Pan-Indiano area restriction
Build a smarter Financial Service Point: Cazieo CTM kiosk, POS device and UPI QR at a shop counter, with the store owner serving a customer
Smart merchant hardwareCTM, POS and QR
Connected financial servicesone platform, every service
Convenient customer transactionscash, UPI, AEPS, cards
Flexible business configurationscharges, limits, switches
Deployment & support optionsinstall, training, help
Cazieo CTM · cash transaction machine

Cash withdrawal and cash deposit, right inside the shop

The Cazieo CTM stands beside the counter. Customers withdraw by UPI QR, Aadhaar fingerprint or card, and deposit cash to their account or wallet. The store owner earns on every transaction without handling the cash.

A customer withdraws cash at a Cazieo CTM by scanning a UPI QR while the shop owner helps

Cash withdrawal Cash out

  1. Choose Withdraw on the CTM screen and enter the amount.
  2. Pay by UPI, AEPS or card. Scan the QR with any UPI app, or use Aadhaar and a fingerprint.
  3. Bank confirms instantly and the machine counts the notes.
  4. Take the cash. The receipt comes by SMS and the shop gets its commission.
A customer deposits cash into a Cazieo CTM and gets an instant credit message

Cash deposit Cash in

  1. Choose Deposit and enter the mobile number or account.
  2. Insert the notes. The machine checks and counts each note.
  3. Confirm the amount on the screen.
  4. Credited instantly to the account or wallet, with an SMS receipt.
Everything on one platform

Every fintech service your counter needs

One login, one wallet and one settlement for all of them. Switch each service on or off for your network.

Cash

UPI Cash Point

Customers withdraw cash at your counter or CTM by scanning a UPI QR with any UPI app.

Cash

Micro ATM

Card withdrawals and balance checks on a handheld device at any shop.

Banking

AEPS

Withdraw, check balance and mini statement with Aadhaar and a fingerprint.

Banking

Money transfer (DMT)

Send money to any bank account in India by IMPS or NEFT, from the shop counter.

Payments

Bills & recharge

Electricity, water, gas, DTH, FASTag and mobile recharge through BBPS.

Payments

Payment gateway

Cards, net banking, UPI and wallets on your website and app, with live status.

Merchants

UPI collection

Dynamic QR codes, payment links and collect requests for every merchant.

Settlement

UPI payout

Settle wallets to any UPI ID or bank account in seconds, on demand.

Settlement

Banking settlement

Daily or instant settlement to the bank, with every charge and commission shown.

Machines

Self-payment kiosk

Customers pay bills and fees themselves, by cash, UPI or card, with a printed receipt.

Devices

POS billing device & software

Billing, stock and GST invoices with card and UPI acceptance in one device.

Cards

Prepaid & gift cards

RuPay prepaid and gift cards for your customers, employees and promotions, issued with partner banks.

Prepaid, gift & corporate cards

Cards for customers, members, teams and partners

Prepaid and gift cards in the Cazieo user app, white-label VIP club and corporate cards under your own brand, and card APIs for the portal you already run. Cards are issued with our partner banks.

Prepaid & gift cards · Cazieo user app

Get a card in the app, load it by UPI, pay anywhere and send gift cards. Lock the card or set limits any time.

Get the app →

White-label VIP club & corporate cards

Your brand on every card: VIP club cards for members, corporate cards for teams, employee payouts and rewards.

Go white label →

Card APIs for your existing portal

Issue, load and control prepaid and corporate cards from your own portal and app, with signed sandbox and live keys.

Get API access →
Shop in shop

A cash machine inside your shop. No rent. No service charges.

The Cazieo CTM takes cash deposits and gives cash withdrawals by UPI QR, AEPS or card, right next to your counter, in kirana stores, petrol pumps, malls and mobile shops. Customers come in for cash and buy from your shelves. You earn on every transaction.

Kirana shops
Petrol pumps
Malls
Mobile shops
Medical shops
Main roads
No separate placeFits beside your counter in about 2 × 2 feet.
No rent, no service chargesThe machine works for you, not the other way round.
Earn more incomeCommission on every withdrawal, deposit and bill payment.
More walk-insPeople who come for cash stay to shop.
Working hours 5:00 AM to 11:00 PM, every day, on main roads and busy walk-in areas.
00:0005:0012:0018:0023:00
Cazieo CTM inside a kirana store with the owner and a customer
Cazieo CTM at a petrol pump with the station manager and a customer
Petrol pumpsCash for drivers while they fuel up
Cazieo CTM kiosk in a shopping mall with a customer and a store assistant
MallsA cash and deposit kiosk on the shop floor
Cazieo CTM in a mobile shop with the owner and a customer
Mobile shopsCash, recharge and bills at one counter
Business setup

Start your Cazieo business in five steps

Apply online, complete KYC and the agreement, and we install the CTM in your shop, train your staff and switch you live. Then you earn on every transaction.

Collect & settle

From the customer's UPI to your bank account

Merchants collect by UPI QR, payment links and the payment gateway. The money lands in the wallet, and goes out by UPI payout or to the bank on your settlement cycle.

CollectUPI collectionDynamic QR, payment links and collect requests for merchants.
AcceptPayment gatewayCards, net banking and UPI on your website or app.
HoldWalletEvery rupee recorded in a double-entry ledger, visible in real time.
Pay outUPI payout & bank settlementSettle to any UPI ID or bank account, on demand or by schedule.
White label

Your own fintech brand, live across India

Every service on this page, under your name, logo and colours. Your own web address, your own apps, your own network of distributors, retailers and merchants. No area restrictions and no limit on your business.

Super admin portalyour whole brand at a glance
Admin & staffKYC, support, operations
Distributor & retailernetwork, commission, wallet
Merchantcollections, POS, settlement
Customer appAndroid, with your logo
CTM machine appyour brand on every kiosk
Every switch in your control. Turn services on or off, set charges and commission slabs, approve your partners and watch every transaction live.

From application to live brand

  1. 1
    Apply onlineCompany, GST, brand name and logo, address and KYC, all in one secure form with OTP checks.
  2. 2
    Legal approvalOur team checks your documents and KYC.
  3. 3
    Brand set-up and testingWe build your web portals and every app with your brand, and test them end to end.
  4. 4
    Go liveYou get your admin login and download every app for your network from your own portal.
Partner with Cazieo Centralized Talk to us

Prefer APIs? API partners get signed sandbox and live keys for UPI, AEPS, BBPS, payouts and prepaid cards.

Who it is for

Grow with Cazieo

Shop owners

Kirana stores, medical shops, mobile shops, petrol pumps and mall outlets. Add a cash point and banking counter and earn on every service.

Become a retailer →

Merchants

Collect by UPI QR and payment links, bill with the POS device and software, and get settled to your bank.

Start collecting →

Distributors

Build a network of retailers in your district, manage their wallets and earn on their business.

Build a network →

Brands & fintechs

Launch your own white-label platform or connect to our APIs. One partnership, every service.

Go white label →
Cazieo app

Your wallet, your bank transfers and every CTM in one app

  • Add money your way. Scan a dynamic UPI QR, pay from any UPI app on your phone, or deposit cash at a Cazieo CTM (₹100, ₹200 and ₹500 notes).
  • Bank transfer with OTP. Save bank accounts once (the bank confirms the name) and send money in seconds. You and the receiver get an SMS receipt.
  • Start at any CTM. Tap the green Start transaction button and sign in with your mobile number and OTP, or scan the machine's QR from the app.
  • Refer and earn. Share your referral link on WhatsApp or email and earn wallet cash when friends join.
  • Bills, recharge and prepaid cards from the same wallet, with instant notifications.
Contact

Tell us about your shop or your brand

We call you back to plan the right services, the machine for your location, or your white-label launch.